New RESP Grants

1 December, 2015

“A new government grant is now being offered in BC and only in BC. The BC Training and Education Savings Grant is a one-time, $1,200 grant and is only being offered by select financial institutions in Canada at this point in time.” "The eligibility c... Read more

Your Guide to Investing & Finance

29 November, 2015

JWM Financial is proud to introduce a new program that is being launched for this 1st quarter of 2016: Investor’s Wiki. Built similarly to the Wikipedia model that many of you are already familiar with, our goal is to make it easy for you understand... Read more

Q2 Market Update - U.S. Is Set to Raise Rates, Everyone Else Is Lowering Them

1 April, 2015

While the US Federal Reserve is looking to raise rates in 2015, many other countries are doing just the opposite and enacting quantitative easing measures or lowering interest rates, including Canada, the Eurozone, China, Japan, India, and Australia.... Read more

Want to donate to charity and reduce your taxable income?

1 January, 2015

Filed Under: Retirement | Tax Planning

Both the federal and provincial governments offer donation tax credits that, in combination, can result in tax savings of up to 50% of the value of your gift in a given tax year. You may also be able to claim the federal First-Time Donor’s Super Credit... Read more

What’s in a Mission Statement?

1 October, 2014

As part of the changes we’ve been making to our practice recently, Kieran and I decided it was time to review our Mission Statement and ask ourselves what it was that we wanted to be known for. It’s an interesting exercise. Most of us have seen a number... Read more

New Personal Financial Website

1 October, 2014

IPC has just re-launched the Personal Financial Website, the website allowing clients to view their investments online and access other account information. The new site requires a fresh account setup and can be found at the same address. As some of our... Read more

Notes From Kieran - A week-long journey in southern BC

1 July, 2014

In just over 3 weeks I will be embarking on a week-long journey through Cathedral Park in southern BC, just southeast of Princeton. With the not-so-friendly names of “Grimface,” “Macabre Tower” and “The Matriarch,” Cathedral Park offers its share of challenging... Read more

Q2 Quarterly Market Update

1 July, 2014

Review: Canada Outperforms Forecast: How Much Does the Political Unrest in Smaller Economies Impact our Markets? After years of surging US markets, it was the Canadian markets that fared well in our second quarter. With the Canadian dollar rising against... Read more

RRIF INCOME: How to generate tax-free gains with your taxable RRIF payments

1 July, 2014

Filed Under: Retirement | Tax Planning

As soon as you are 71, that RRSP that has grown tax free for so many years must now be converted to a RRIF and have income withdrawn beginning the following year. The rate of minimum withdrawal goes up every year, though to everyone requires this extra... Read more

Are you maximizing your Guaranteed Income Supplement?

1 July, 2014

Filed Under: Retirement | Tax Planning

Guaranteed Income Supplement, or GIS, eligibility in Canada begins at age 65 and is based on your taxable income for the previous year. Individuals with taxable income lower than $16,727.99 and couples with taxable income lower than $30,911.99 may be... Read more